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Phone: (706) 886-7571 or (800) 282-0709

Address: 135 E Tugalo St., PO Box 880, Toccoa, GA 30577

Hours:

  • Monday – Friday: 8:30 AM – 5:00 PM

  • Saturday: 8:30 AM – 12:00 PM (Drive-thru Only)

Investment Center Contact Information:

Senior Demand Note

Current rates for the week of 

[monday_range]
Daily Balance$1 - $9,999$10,000 to $49,000$50,000 to $99,000$100,000 and over
Effective Yield (a)1.511.772.022.02
Interest Rate1.501.752.002.00

1st Franklin Financial Corporation (“1FFC”) is not a bank. All offers and sales of our securities are made only by our Prospectus. 1FFC’s Investment offerings are not bank deposits or obligations, are not insured by the FDIC, SIPC, or any other Federal or State Agency, and are not otherwise guaranteed by a depository institution. Investors must rely solely on the company’s ability to pay principal and interest on its securities. 1FFC is registered by the Securities and Exchange Commission (“SEC”) in the United States of America and offers investment services and products including Commercial Paper debt securities, governed by United States Federal Law. 1FFC is licensed by the state of Georgia and South Carolina for other products only available in those states. 1FFC is not registered in any other jurisdiction and does not do business in California.

Variable Rate Subordinated Debenture

Current rates for the week of 

[monday_range]
Interest Adjustment Periods (a)Effective Yield (b)Interest Rates (c)Minimum Investment Amount
1 Months1.771.75$500
3 Months1.771.75$500
6 Months4.604.50$500
1 Year5.135.00$500
2 Years5.135.00$500
4 Years4.604.50$500

1st Franklin Financial Corporation (“1FFC”) is not a bank. All offers and sales of our securities are made only by our Prospectus. 1FFC’s Investment offerings are not bank deposits or obligations, are not insured by the FDIC, SIPC, or any other Federal or State Agency, and are not otherwise guaranteed by a depository institution. Investors must rely solely on the company’s ability to pay principal and interest on its securities. 1FFC is registered by the Securities and Exchange Commission (“SEC”) in the United States of America and offers investment services and products including Commercial Paper debt securities, governed by United States Federal Law. 1FFC is licensed by the state of Georgia and South Carolina for other products only available in those states. 1FFC is not registered in any other jurisdiction and does not do business in California.

Commercial Paper

Current rates for the week of 

[monday_range]

*$50,000 minimum investment

TermInterest Rate
30-59 Days3.50
60-89 Days4.00
90-179 Days4.50
180-260 Days5.50

1st Franklin Financial Corporation (“1FFC”) is not a bank. All offers and sales of our securities are made only by our Prospectus. 1FFC’s Investment offerings are not bank deposits or obligations, are not insured by the FDIC, SIPC, or any other Federal or State Agency, and are not otherwise guaranteed by a depository institution. Investors must rely solely on the company’s ability to pay principal and interest on its securities. 1FFC is registered by the Securities and Exchange Commission (“SEC”) in the United States of America and offers investment services and products including Commercial Paper debt securities, governed by United States Federal Law. 1FFC is licensed by the state of Georgia and South Carolina for other products only available in those states. 1FFC is not registered in any other jurisdiction and does not do business in California.