



Put money in.
Know what you’ll get out.
1st Franklin investments are “set it and forget it”, meaning once we lock in a rate, that’s the rate you receive at the end of your term. No ifs, ands or buts about it. Whether this is your first time investing or you’re looking to diversify your portfolio, we have options for you.
Let’s get started
Think high(er) yield savings.
When it comes to investing, every point matters. 1st Franklin’s high-yield commercial paper can earn you up to 3 times more interest than the national average when compared to a CD.
- $50,000 minimum investment
- Investment maturities ranging from 30 to 260 days
- Interest payout available upon request monthly, quarterly or at maturity
- Annual yield is not subject to market fluctuation
Like what you see?
Level up your portfolio by exploring ours further.
Great rates. Your terms.
- $500 minimum investment
- Interest compounds daily
- Choose your term and lock in your rate for up to to 4 years
- Interest payout available upon request, monthly, quarterly, semi-annually or annually
*Available to Georgia and South Carolina residents only.
Start here. Finish ahead.
A flexible savings option with low minimum investment requirements, our Senior Demand Note* offers quick-turn, high-return benefits for new and experienced wealth builders.
- $25 minimum investment
- Money available anytime, without penalty
- Unlimited draft writing with daily balance of $500 or more
- Interest compounds daily
*Available to Georgia residents only.
We also offer competitive fixed rates on IRAs so you can invest with peace of mind. Learn more
Compare your investments.
Grow your wealth.


Build your future on trust.
1st Franklin Financial was established in 1941 on the same values that define our business today. A family-owned and operated investment center, we treat every investment as we would our own and all customers with kindness and integrity.
Hundreds of our investors have built their wealth for generations. In over 75 years, we’ve never failed to pay out on an investment.
Kind words from our investors.
I was so very comfortable with the customer service at the Investment Center. They are very knowledgeable and helpful in every way. I had no issues or problems. I recommend them to everyone. Please stop by.
Sheena Boatright
04/02/24
You are professional, courteous, and polite. This company is professional in helping you with your needs.
Nelly Stanley
03/26/2024
Everyone at 1st Franklin Financial was very nice and respectful. I would recommend them to anyone.
Kenneth Wolford
01/23/2024
Get in touch.
The hardest part of any journey is taking the first step. From purchasing your investment to payout, our knowledgeable team is here to help.
All offers of our securities are made only by our Prospectus, are not insured by the FDIC, SIPC, or any other federal or State Agency, and are not otherwise guaranteed by a depository institution.
